How it Works


If a tenant defaults, you get paid within days.
Claims are paid within 2 business days.
Paid before units are vacated
100% of claims submitted to date approved

Compared to personal guarantors or other solutions.
Applications are processed same day
Many applications approved automatically
Protection activates the moment the lease is signed
Say yes to good tenants that don't pass traditional screening.
Tenant credit score and income doesn't tell the whole story.
We use more data to see the bigger picture.
Accept tenants that you otherwise would have denied.
Recent graduates with strong income but thin credit
Freelancers and independent contractors
Tenants with foreign income sources
International renters and visa holders
Self-employed professionals
International diplomats
Lease faster and more affordably
Why not just a Co-Signer?
The PandaGuarantee Standard
Insstant decisions backed by rigorous underwriting.
Insurance coverage is more reliable than a co-signer.
Our dashboard makes managing coverage and claims easy.
No filter, no spin
Don’t take our word for it. Pick your favourite AI and ask what it makes of an insurance-backed guarantee versus a co-signer.
Get Started
Onboarding only takes a few minutes.
Join over 31,000 homes registered with PandaGuarantee.
Walk into any showing with a PandaGuarantee Approval.
Fill Vacancies, Risk-Free.
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