For Brokers
Help more renters get approved without overpaying
A lease guarantee can help renters qualify when income, credit, documentation, or U.S. rental history alone doesn’t tell the full story — and it’s often more affordable than traditional guarantor services.
No cost to you · Your client applies directly · Free to check eligibility
Another tool for every application
Strengthen the application before it falls apart
Not every renter fits neatly into a standard approval box. PandaGuarantee isn’t only a last resort for applicants who’ve already been declined — introduce it early, whenever a guarantee would make an application clearer, stronger, or simply easier for a landlord to say yes to.
Save your client money
Between upfront rent, deposits, broker fees, movers, and furnishings, securing an apartment adds up fast. PandaGuarantee is built to deliver dependable lease protection for less than many traditional guarantor services — so present it alongside the other options and let your client compare.
Keep deals moving
A difficult application can burn hours of follow-up between renter, broker, landlord, and property manager. Your client applies, sees clear pricing, and can supply the guarantee quickly — meaning fewer stalled threads, fewer clients restarting their search, and far less time explaining unusual finances to three different decision-makers.
On Paper vs In Reality
A screening report rarely tells the whole story
On paper
Barely any rental history
On paper
Inconsistent paperwork
On paper
No U.S. credit score
On paper
A neglected credit file
What you can say to your client
Your client applies directly, reviews the cost, and decides whether to proceed. You stay focused on the apartment search — we handle the guarantee.
Strengthen more types of applicants
Income below a property’s standard requirement
Limited or neglected credit
No U.S. credit history at all
Recent job changes or relocation
Self-employment or nontraditional income
Insufficient local rental history
A need for additional support beyond a personal guarantor
Each application is reviewed individually. Approval isn’t guaranteed — but this gives you and your client another credible path to explore.
Useful before a problem arises — not just after
Some brokers wait until an applicant has been rejected. By then the damage is usually done.
Brought up too late
—
The renter is already discouraged
—
The landlord has moved on
—
Another applicant is ahead in the process
—
Your client starts the search over
Introduced early
Everyone sees the options before time is lost
The application arrives already strengthened
The landlord gets protection instead of a problem
You can still use it later if a landlord asks for more
No Extra Work For You
Three steps, and it’s out of your hands
You
Share the option
Send your client the link when an application needs support.
Your client
Applies and sees pricing
They apply free, review the quote, and decide whether to proceed.
Us
Handle the guarantee
We underwrite, issue the guarantee, and deal with the landlord directly.
Send your renter to PandaGuarantee to check eligibility, review pricing, and start an application.
PandaGuarantee does not provide brokerage services and does not pay referral compensation. Approval, pricing, coverage, and availability are subject to underwriting, eligibility, property participation, and the terms, conditions, limits, and exclusions of the applicable guarantee. Coverage is underwritten by a surplus-lines insurer and placed through a licensed surplus-lines agent.
Fill Vacancies, Risk-Free.