Payment Plans

#Guarantor Insurance:

PandaGuarantee offers two ways to pay: in full upfront, or split into monthly payments. Which options are available depends on the product and, in some cases, on the individual applicant.

#Pay in full (default)

Every applicant can pay the full premium upfront. This is the default and requires no request.

#Monthly payments (by request)

We approve monthly payments case by case while we gather data on how payment plans perform. We plan to open the option to all applicants over time.

To request a payment plan, email support@pandaguarantee.com with any one of the following:

• The applicant's full name
• The applicant's email address
• The application number

We'll reply with either a confirmation that the plan has been enabled, or a denial if we can't offer it for that applicant.

Eligibility: applicants need a minimum credit score of 520, although we review every request individually, so meeting the minimum doesn't guarantee approval, and falling below does not guarantee a denial, especially if there are special circumstances you would like us to consider.

Tenants will see the following on their invoice. They can choose over how many months they want to pay, with a maximum of 12:

#Security Deposit Replacement:

For Security Deposit Replacement without a rent guarantee, all applicants can split half the fee into monthly payments. No request is needed.

You can learn more about how standalone SDR works here.

We expect to offer monthly payments on the full premium for independent SDR by the end of August 2026.